Car loan – apply directly online


The car is also called the holy cow. This is evident from various studies that have been carried out, which show that we Dutch prefer to save on clothing and vacation than to cut down on a car. Other research shows that most Dutch people who buy a car privately often finance this with a car loan. This also makes sense because buying a car is a big expense at once. If you take out a loan, you naturally want to do it as cheaply as possible. Lenders mediates for various lenders who can offer loans at very competitive rates. With a loan for a car with lenders you can choose from a revolving credit or personal loan.

Revolving credit

Revolving credit

With a revolving credit you agree a credit limit in advance, you can withdraw money up to this limit. You can use this money for the purchase of a car, then you can decide for yourself whether you want to pay extra penalty-free to repay the loan more quickly.

The characteristics of a car loan revolving credit:

  • Include it in whole or in parts up to the credit limit
  • Repay the loan without penalty
  • Repaid amounts can be withdrawn up to the limit again
  • Variable interest
  • The duration may vary due to the variable interest rate
  • Fixed monthly amount that consists of interest and repayment

Personal loan

Personal loan

In addition to a revolving credit, you can also opt for a personal loan for a car loan. An important difference between a personal loan and a revolving credit is that a personal loan has a fixed term, so you know exactly in advance when you have repaid the loan.

The characteristics of a car loan personal loan:

  • A fixed term (and therefore very suitable as a car loan!
  • The loan amount is paid to you in one go
  • Early repayment for free
  • Fixed interest
  • Fixed monthly amount that consists of interest and repayment

What options do you have?

What options do you have?

Whether you want to take out a loan for the purchase of a car is a decision that you can only make when you have a good idea of ​​the costs of a loan. To gain this insight, it is wise to request different quotes. You can request a loan offer from lenders free of charge and without obligation. It only takes you some time to submit the application, then you will have insight into your options in the short term.